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Risk Manager - Retail & Commerical - Credit Risk


Risk Manager - Retail & Commerical - Credit Risk


A US multinational financial services corporation. Providing credit card, charge card and merchant/payment services across the globe. Due to a combination of internal promotions and growth of the business a number of Risk Manager are required to provide risk expertise across UK and European markets.

The core focus of both the Consumer and Commercial Risk teams in Europe is to manage the Net Loss Provision and to ensure effective execution of strategies and policies. This primarily refers to understanding drivers of the credit indicators for the portfolio and the implications on trends/forecast and monitoring the true experience of customers in the market, diagnosing problems and identifying opportunities for improvement and then working with partners to implement.

As a member of our risk management team, you will be primarily responsible for assessing key drivers in the credit trends of our commercial payments portfolio for select European markets. You will also implement risk-driven strategies to profitably grow billed business, reduce unnecessary point of sale disruptions, and improve the client experience in close collaboration with central Risk teams and business partners such as sales, account development, operations, compliance etc.

This is both a challenging and rewarding role that offers a unique opportunity to gain experience across the risk life cycle and to interact with a wide range of business partners across all levels within the organisation

Advanced degree in business, finance, statistics, economics or mathematics or equivalent experience in similar business is preferred with and excellent understanding /experience of risk management principles ideally within unsecured lending, payments or commercial lending industry. You will be a self starter with strong analytical and problem solving skills with strong thought leadership and the ability to manage multiple projects simultaneously.

This is a great opportunity to work with a globally recognised brand within an excellent team. There will be ample opportunity to develop professionally and have significant input into the ongoing success of the business. The organisation itself a strong reputation for providing a great working culture and flexible approach to its employee's

Please quote JO0000040326 when calling Alexander Lloyd on 01293 572900 and ask for our Compliance division. This is only one of many vacancies we are handling. Alexander Lloyd is a specialist within Financial Services recruitment. Areas of expertise include Compliance Directors, CF10/11, Risk Frameworks, Monitoring, Advisory, Policy, T&C, Quality Assurance/ File Review, AML/KYC etc across the entire financial services sector including investments, banking and insurance. We predominately focus on London, Surrey, Sussex and Kent, although we have also been highly successfully in offering national solutions. Due to the high amount of interest that we receive for each of our roles unfortunately we cannot respond to each application individually, therefore if you do not hear back from one of our consultants you have not been shortlisted for this role. Please continue to check our website for any other roles which may be of interest.

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